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G1 Information extracted from the Key Information Summaries of locally incorporated banks


  ANZ Nat ASB BNZ Kiwibank
Time period covered        
Annual balance date 30-Sep 30-Jun 30-Sep 30-Jun
         
End of period covered by the disclosure statement 30-Jun-09 30-Jun-09 30-Jun-09 30-Jun-09
Number of months covered by the disclosure statements 9 12 9 12
Profitability        
Net profit after tax and extraordinary items (NZ$m) 561 425 -183 64
Net profit for previous 12 months as a percentage of average total assets 0.6 0.7 0.01 0.7
Peak credit exposure concentrations        
(number in relation to NZ banking group equity)        
Non-bank counterparties:        
10-20% 1 1 1 2
20-30% - - - 1
>30% - - - -
Bank counterparties:        
10-50% 3 7 8 7
50-100% - 2 1 4
>100% - - - -
Peak connected person credit exposures        
All connected persons:        
Amount (NZ$m) 2,360 652 267 10
As a percentage of tier one capital (*3) 35.5 19.2 7.6 2.6
Non-bank connected persons:        
Amount (NZ$m) - 147 - 10
As a percentage of tier one capital (*3) - 4.3 - 2.6
Credit rating(s)        
(on NZ$ long-term senior unsecured obligations in NZ)        
Issued by Standard and Poor's AA AA AA AA-
Issued by Moody's Aa2 Aa2 Aa2 ..
Issued by Fitch AA- .. .. ..
Capital adequacy        
(as a percentage of total risk-weighted credit exposures)        
Tier 1 (*1) 9.1 10.2 7.5 7.7
Capital (*2) 12.9 12.4 10.09 10.5
Size        
Total assets (NZ$m) 121,896 62,239 70,175 10,371
Percentage change last 12 months 6.1 9.9 16.5 43.7
Asset quality        
Impaired assets (NZ$m) 871 287 389 19
As a percentage of total assets 0.7 0.4 0.6 0.2
Specific provisions (NZ$m) 403 83 130 5
As a percentage of impaired assets 46.3 28.9 33.4 25.5
         
Last updated 22 October 2009