Banking supervision articles, speeches, and other general information
This page contains links to information about banking supervision and the Reserve Bank’s role as supervisor of the New Zealand banking system:
General overview articles and papers
The Financial Stability Report contains general information on current issues and recent developments the New Zealand banking system. Before 2004 these matters were reported on in each June issue of the Reserve Bank Bulletin.
New Zealand's
financial sector regulation by Geof Mortlock (PDF 245KB)
This article
provides a summary of the regulatory framework in the New Zealand financial
sector (published in the Reserve Bank Bulletin, December
2003)
Financial system regulation in New
Zealand
This overview paper discusses the Reserve Bank's role in the
regulation of the financial system (released on 25 July 2003). Also available as
a PDF file (106KB)
Your bank's disclosure statement - what's in
it for you?
This pamphlet, prepared by the Reserve Bank of New Zealand,
explains the financial disclosure requirements for registered banks and some of
the key terms used in banks' disclosure statements.
Capital adequacy ratios for banks - simplified explanation and example of calculation
Core principles
for effective banking supervision : an assessment of New Zealand's position
by Margaret Griffin (PDF 64KB)
An account is given of how New Zealand's
predominantly disclosure based banking supervision policies and practices align
with the "core principles" for banking supervision (published in the Reserve Bank Bulletin,
September 1998)
The Basel Committee on Banking
Supervision
The Basel Committee on Banking Supervision is an
international group of bank supervisors, representing 13 northern hemisphere
countries, that endeavours to formulate broad supervisory standards and
guidelines, and recommend statements of best practice. The Committee encourages
convergence towards common approaches and common standards, for example through
the Basel Core Principles for effective banking supervision and the Basel
Capital Accord, without attempting detailed harmonisation of member countries'
supervisory techniques. The Committee's website is a useful
source of information on international best practices in relation to bank
supervision and the management and control of banking risks.
